How do i Qualify for a reverse Home loan? Family Guarantee Conversion process Mortgage (HECM) New HECM is the most well-known opposite financial. HECMs is insured by the Government Casing Management (FHA), that is part You.S. Agencies from Construction and you can Urban Advancement (HUD). The brand new FHA claims that loan providers can meet the obligations. HECMs are just provided by...